A graphic of someone signing a contract with a warning to consider the risks of signing a contract

Before You Sign On The Dotted Line, Consider These Risks

Contracts are a common and unavoidable part of our modern lives. Whether it’s starting a new job, hiring a landscaper, or buying/selling a vehicle, there’s no getting around the need to sign contracts. In an ideal world, an agreement should protect both you and the other signing parties: each party should be contractually responsible for […]

Check your protection before a disaster strikes

With fires, floods, earthquakes, and windstorms happening across the country, it’s a good time to check your coverage. The extreme climate changes we’re all experiencing might suggest an adjustment in your coverage is warranted. Are your policies ready to respond the way you would want them to? UWIB’s service team can help you find out […]

Is your business ready for the next pandemic?

Scientists (and Bill Gates) have been warning us about the risk of a large-scale pandemic for quite some time. If you weren’t fully aware of the impact such an outbreak could have on business, you certainly are now. According to a June 2020 report by The World Bank, the world is predicted to see at […]

When Wealth Manager Partner with Insurance Risk Advisors, Clients Win

Complete this form to download our guide to the benefits of a Wealth Manager/Insurance Risk Advisor partnership: A great Wealth Manager does more than just trade stocks on behalf of their clients. Your most valuable clients expect you to be proactively looking for ways to keep their assets safe. Working with a qualified Risk Advisor […]

Legislative update: California employers, worker’s compensation, and COVID-19

Yesterday we learned that the California Legislature has plans to extend Governor Newsom’s Executive Order related to COVID-19 and worker’s comp claims. If signed into law, COVID-19 “outbreaks” in places of employment would automatically be eligible for worker’s compensation claims. This would apply not only to frontline jobs like doctors and nurses, but to all […]

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Small Business and PPP

Everyone is touting Small Businesses are getting LOTS of help. But this is how it REALLY is!   The Paycheck Protection Program is not much help for the majority of “mom and pop” shops throughout the country, who are often sole proprietors or an LLC with few to no employees or mostly part-time employees. In […]

COVID 19

WCIRB Alert

On 4/17/20, the WCIRB put out the formal announcement which affirms earlier speculation. This is good news for our clients that have been impacted by the COVID-19 devastation. -SUMMARY- COVID claims will not impact the experience modification 2. Payroll for employees staying at home, he WCIRB just put out the formal announcement which reaffirms our earlier email.  […]

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If I Had a Crystal Ball

If I had A Crystal Ball – one person’s opinion If I had a crystal ball and could have seen into the future to learn that a pandemic was approaching, would I have even been able to find or afford insurance to cover my economic losses? No, the coverage simply wasn’t available, at any cost, […]