Business Insights

Blog posts relating to business insights of members in the UWIB Team and others who inspire us.

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The Importance of Workers Compensation Code Classification

The National Council on Compensation Insurance (NCCI) currently utilizes over 700 class codes. These four digit codes represent the specific work duties and job classifications assigned to each employee. Code classifications contain detailed descriptions of work and represent the hazards associated within the process of their job duties. For Example Class code 8810 is for […]

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7 Brewery Insurance Policies to Consider

Over the last decade or so microbreweries, craft breweries and brewpubs have exploded coast to coast. Today, there are more than 2,300 breweries and brewpubs in the U.S. There are a number of risks brewery owners and managers face manufacturing and selling beer. The specific insurance needs of each brewery are unique depending on the […]

Brewery Safety

4 Ways to Save on Brewery Workers Compensation Insurance

“What are workers compensation rates and where do they actually come from?” is a question we often hear when assisting start-up breweries. Even established brewery owners and managers ask this question. Let’s face it, your job is to make fantastic beer not to understand the nuances of insurance. Breweries may not know or remember how […]

Coronavirus Business Loan Resource

Disclaimer: This document is not intended to provide any legal advice or opinion on any individual situation and should not be relied on to determine course of action. The information is based on review of emergency business loan guidance from sources we deem to be reliable and communications we have received from various resources. We […]

COVID 19

Coronavirus Insurance Information

Personal Note from the UWIB Team: These are challenging times for everyone, including business owners, and we’d like to share a guide for 11 types of insurance coverage that may be impacted by the Coronavirus. We understand that the following information contains many legal terms, so please contact a member of your sales team if […]

Secrets

Why Confidentiality Agreements Are A Must

Click here to download PDF Disclosing Family Secrets Why Confidentiality Agreements Are A Must For Family Employers In her lawsuit against her former employer, a nanny included detailed accounts of her employer’s lifestyle and preferences in an effort to “ruin” him. The nanny alleged speculative information about her employer’s work life in the lawsuit and […]

Tightrope

Wealth Managers Team With Risk Managers to Cover All The Bases

Click here to download PDF Wealth Managers Can Innocently Overlook Key Risks Of Their Clients Wealth Managers handle a multitude of tasks for their clients, however, advising clients on proper insurance coverage is not typically something they take on with enthusiasm. That is unfortunate because some of the assets for which Wealth Managers are responsible […]

Business Culture

Empowered Employees Can Lead to Greater Engagement and Happiness

In our latest whitepaper, we discuss refining company culture to increase employee engagement. Click Here To Download as a PDF Every business has a culture – a company’s culture is often the reflection of the company’s leaders. Owners and cultures evolve, and management styles evolve too, as do the people being managed. Older workers respond in […]