Innocent

Small Business and PPP

Everyone is touting Small Businesses are getting LOTS of help. But this is how it REALLY is!   The Paycheck Protection Program is not much help for the majority of “mom and pop” shops throughout the country, who are often sole proprietors or an LLC with few to no employees or mostly part-time employees. In […]

COVID 19

WCIRB Alert

On 4/17/20, the WCIRB put out the formal announcement which affirms earlier speculation. This is good news for our clients that have been impacted by the COVID-19 devastation. -SUMMARY- COVID claims will not impact the experience modification 2. Payroll for employees staying at home, he WCIRB just put out the formal announcement which reaffirms our earlier email.  […]

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If I Had a Crystal Ball

If I had A Crystal Ball – one person’s opinion If I had a crystal ball and could have seen into the future to learn that a pandemic was approaching, would I have even been able to find or afford insurance to cover my economic losses? No, the coverage simply wasn’t available, at any cost, […]