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Business Insights

Blog posts relating to business insights of members in the UWIB Team and others who inspire us.

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Protecting Yourself from Vandalism: What Every Retail Business Owner Should Know

Submitted by Ellen Lichtenstein on 11/03/2020 - 4:16 Business Insights, Uncategorized

Americans have been more and more vocal about their political opinions in recent months. This environment of uncertainty and confusion is likely to continue, along with demonstrations of protest. While these protests often start as peaceful demonstrations, emotions can run high and escalate into riots and vandalism. These events can result in significant property damage […]

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Your Data Could be the Victim of a Kidnapping!

Submitted by Ellen Lichtenstein on 10/20/2020 - 3:15 Business Insights, Cyber Security

Just like people, your data can be the victim of a kidnapping. These things are real, and they are happening to small and large businesses all across the country. An increasingly common form of cyber-crime is to infiltrate your company’s data and hold it for ransom. As all of us become more dependent on the […]

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Five Ways to Reduce Your Workers’ Compensation Costs Through Oversight

Submitted by Ellen Lichtenstein on 10/07/2020 - 7:19 Business Insights, Success Story

Written By Eric Schirding Worker’s Compensation Insurance is something almost every business owner has to deal with, though few would say they enjoy it. The process should be straightforward: you pay premiums to cover replacement wages and medical treatment if an employee is injured during the course of employment. You might think there’s nothing else […]

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The Importance of Workers Compensation Code Classification

Submitted by UWIB on 06/30/2020 - 8:20 Business Insights

The National Council on Compensation Insurance (NCCI) currently utilizes over 700 class codes. These four digit codes represent the specific work duties and job classifications assigned to each employee. Code classifications contain detailed descriptions of work and represent the hazards associated within the process of their job duties. For Example Class code 8810 is for […]

7 Brewery Insurance Policies to Consider

Submitted by UWIB on 06/15/2020 - 10:22 Brewery, Business Insights

Over the last decade or so microbreweries, craft breweries and brewpubs have exploded coast to coast. Today, there are more than 2,300 breweries and brewpubs in the U.S. There are a number of risks brewery owners and managers face manufacturing and selling beer. The specific insurance needs of each brewery are unique depending on the […]

4 Ways to Save on Brewery Workers Compensation Insurance

Submitted by UWIB on 06/04/2020 - 6:18 Brewery, Business Insights

“What are workers compensation rates and where do they actually come from?” is a question we often hear when assisting start-up breweries. Even established brewery owners and managers ask this question. Let’s face it, your job is to make fantastic beer not to understand the nuances of insurance. Breweries may not know or remember how […]

Coronavirus Business Loan Resource

Submitted by UWIB on 03/31/2020 - 5:17 Business Insights, Everyday Insights, Whitepapers

Disclaimer: This document is not intended to provide any legal advice or opinion on any individual situation and should not be relied on to determine course of action. The information is based on review of emergency business loan guidance from sources we deem to be reliable and communications we have received from various resources. We […]

Coronavirus Insurance Information

Submitted by UWIB on 03/19/2020 - 9:21 Business Insights, Everyday Insights, Whitepapers

Personal Note from the UWIB Team: These are challenging times for everyone, including business owners, and we’d like to share a guide for 11 types of insurance coverage that may be impacted by the Coronavirus. We understand that the following information contains many legal terms, so please contact a member of your sales team if […]

Why Confidentiality Agreements Are A Must

Submitted by UWIB on 08/02/2018 - 11:23 Business Insights, Whitepapers

Click here to download PDF Disclosing Family Secrets Why Confidentiality Agreements Are A Must For Family Employers In her lawsuit against her former employer, a nanny included detailed accounts of her employer’s lifestyle and preferences in an effort to “ruin” him. The nanny alleged speculative information about her employer’s work life in the lawsuit and […]

Wealth Managers Team With Risk Managers to Cover All The Bases

Submitted by UWIB on 08/02/2018 - 11:23 Business Insights, Whitepapers

Click here to download PDF Wealth Managers Can Innocently Overlook Key Risks Of Their Clients Wealth Managers handle a multitude of tasks for their clients, however, advising clients on proper insurance coverage is not typically something they take on with enthusiasm. That is unfortunate because some of the assets for which Wealth Managers are responsible […]