Business Risks Overview

Our Business is Protecting Yours

Insurance coverage is available for every conceivable risk your business might face, and even some that you can’t possibly imagine. The costs and amount of coverage vary among different insurance companies. United Western Insurance Brokers will help educate you about your specific business risks and the types of insurance most suitable to you. Your broker can advise you on the exact types of insurance you should consider purchasing.

Here are some of the more common coverages you should consider:

Custom Business Quote

Looking for a custom quote for coverage your business needs? Click the image above to get started!

Benefits & HR Solutions

Learn about delivering benefits electronically through UWIB's portal. Save time with digital documents and seamless integration.

Strategic Consulting

UWIB is an experienced organization bringing a variety of backgrounds to problem solving. Check out some of the resources we have for helping companies tackle difficult issues.

Professional Liability

Also known as Errors and Omissions Insurance, Professional Liability Insurance helps protect you or your business against things like Malpractice, Errors, and Negligence.

D&O

Directors' and Officers' Liability coverage, or D&O for short, is useful for protecting against certain types of wrongdoing by the Directors and Officers of the company.

EPLI

Employment Practices Liability Insurance (EPLI) covers losses that would not be covered by Directors & Officers (D&O) or General Liability Insurance. EPLI is a very specialized kind of insurance, designed to protect your company in ways that are essential in today’s litigious business environment.

General and Products Liability

Business owners purchase General and Products Liability Insurance to cover legal hassles due to accident, injuries and claims of negligence. These policies protect against payments as the result of bodily injury, property damage, medical expenses, libel, slander, and other legal costs.

Property

Property insurance covers everything related to the loss and damage of company property due to a wide-variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism.

Cyber Security

Cyber threats are now not limited to large companies, but affect businesses of all sizes. If use computer servers, process credit card or personal data, or utilize the internet, you may need Cyber Security coverage.

Worker’s Comp

Apart from the employer having confidence that a claim will be properly and proactively managed, Workers Comp Insurance covers medical costs and a portion of lost wages for an employee who becomes injured or ill.

Commercial Auto

You and your employees depend on your commercial vehicles every day as an essential part of doing business. Protect your vehicles as well as your employees with a commercial auto insurance policy.

Excess Liability

Did you know that there's an Umbrella style policy for businesses? It's called Excess Liability, and may help cover certain gaps in coverage.

Key Person Life

Key Person Life Insurance is a useful tool to help businesses guard against the loss of a valuable member of the organization. If you have essential members on your team, you may want to consider obtaining a quote for this coverage.

Group Health

We can help advise and implement Group Health plans for companies of all sizes.