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Small Business and PPP

Everyone is touting Small Businesses are getting LOTS of help. But this is how it REALLY is!   The Paycheck Protection Program is not much help for the majority of “mom and pop” shops throughout the country, who are often sole proprietors or an LLC with few to no employees or mostly part-time employees. In […]

COVID 19

WCIRB Alert

On 4/17/20, the WCIRB put out the formal announcement which affirms earlier speculation. This is good news for our clients that have been impacted by the COVID-19 devastation. -SUMMARY- COVID claims will not impact the experience modification 2. Payroll for employees staying at home, he WCIRB just put out the formal announcement which reaffirms our earlier email.  […]

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If I Had a Crystal Ball

If I had A Crystal Ball – one person’s opinion If I had a crystal ball and could have seen into the future to learn that a pandemic was approaching, would I have even been able to find or afford insurance to cover my economic losses? No, the coverage simply wasn’t available, at any cost, […]

Coronavirus Business Loan Resource

Disclaimer: This document is not intended to provide any legal advice or opinion on any individual situation and should not be relied on to determine course of action. The information is based on review of emergency business loan guidance from sources we deem to be reliable and communications we have received from various resources. We […]

COVID 19

Coronavirus Insurance Information

Personal Note from the UWIB Team: These are challenging times for everyone, including business owners, and we’d like to share a guide for 11 types of insurance coverage that may be impacted by the Coronavirus. We understand that the following information contains many legal terms, so please contact a member of your sales team if […]

Contractor Risk Management

What Is Contractors General Liability Insurance?

Protect yourself and your business from financial loss with General Liability Insurance for Contractors. Purchasing General Liability insurance is a must for all general contractors and construction companies. This type of insurance policy can cover the cost of suits and damages brought by others against you, your business or your employees over property damage or […]